Finca 4 Hotel & Accommodation Deals 2026 from NZ$48 - Fully Refundable Options

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Our top choices for Finca 4 hotels

A dining table with plates of food and drinks, overlooking a turquoise sea and a thatched-roof structure.

A beach with clear turquoise water, sandy shore, and dense tropical vegetation.

A spacious room with a wooden staircase, a hanging chair, a sofa, and a dining table.

Three thatched-roof overwater bungalows on stilts with wooden railings and doors.

1. Punta Caracol Acqua Lodge

Punta Caracol

Kathy

NZ$225

includes taxes & fees

4 Sept - 5 Sept

A breakfast table with various dishes and drinks, overlooking a pool and lush greenery.

A wooden bar area with a selection of spirits and a sign indicating a craft brewery.

A cozy living room with a grey sofa, a glass coffee table with a vase of flowers, wooden beams on the ceiling, and artwork on the walls.

A beach scene with a palm tree and ocean view.

2. Oasis Bluff Beach

Bocas del Toro

Timothy

NZ$366

includes taxes & fees

2 Sept - 3 Sept

A swimming pool with a tiled edge, surrounded by lush greenery and a covered area with a sign.

A modern hotel room with a circular window, a bed with a rolled towel, a wooden ladder, and a desk with a chair.

A person in a hanging chair in a garden with a pool and tropical plants.

A circular window with a green seat, a wooden ladder, and a door.

3. Nowhere

Bocas del Toro

"The staff is very helpful and attentive, the hotel is beautiful, sparkling clean and the garden is lush. I need to mention that entry with a vehicle can be be difficult because the gate can be opened only from the reception and if no one is available, there is just no way to open it. And it is a longish walk from the gate to the hotel, which we had to do under pouring rain to get to our taxi outside. Other than that, the stay was amazing and even better than expected for the price. Honestly...

Maria

NZ$195

includes taxes & fees

30 Aug - 31 Aug

A wooden staircase leading to a covered outdoor area with a thatched roof, surrounded by lush greenery and potted plants.

A modern building with multiple wooden staircases leading to a covered entrance.

A hotel room with a bed, a desk, a chair, a TV, and a window with curtains.

A wooden table with a wicker basket, a glass bowl with food, and a drink.

4. Somewhere Bocas del Toro

Bocas del Toro

NZ$210

includes taxes & fees

30 Aug - 31 Aug

A wooden deck with a seating area, surrounded by lush greenery and a small garden.

A bathroom with a white sink, a toilet, and a wooden shower enclosure.

A blue building with a satellite dish, surrounded by lush greenery and palm trees.

A hotel room with two beds, wooden flooring, and bedside lamps.

5. LA LUCIERNAGA HABITACIONES BIG CREEK

Bocas del Toro

stacy

NZ$111

includes taxes & fees

30 Aug - 31 Aug

A wooden deck with a pool and lounge chairs overlooking a body of water and palm trees.

A room with wooden floors, a hammock, a bed with a colorful pillow, and a view of the outside.

A wooden deck with a pool, a palm tree, and a view of the ocean.

A garden with a wooden deck overlooking a lake.

6. El Caribeo - Nature Lodge

Tierra Oscura

"A two-night stay at this charming hotel on Cristobal Island, tucked away from all noise. Nature at its best. Freshly caught lobsters and seafood, and the best gourmet breakfasts and dinners prepared by the owners. We shared laughs, stories, and karaoke in the evenings with other guests. They also coordinate tours and other activities on the beaches and surrounding islands. Also I recommend this wonderful place for a Pilates retreat - Yoga - Family reunion promotion, etc."

Susan

NZ$279

includes taxes & fees

5 Sept - 6 Sept

Overwater bungalows with thatched roofs and wooden walkways.

A wooden deck with two chairs and a table, overlooking a calm body of water with a sailboat in the distance.

An aerial view of a tropical island with a beach and clear blue waters.

A wooden room with a bed, a smaller bed with a canopy, and a bookshelf.

7. Hotel Eclypse de Mar Acqua Lodge

Bastimentos

Meghan

NZ$152

includes taxes & fees

5 Sept - 6 Sept

A covered outdoor seating area with wicker furniture, a hammock, and a view of the ocean and palm trees.

A compact kitchen with a green exterior, a wooden counter, a stove, and a water dispenser.

A cozy wooden room with wicker furniture, a glass coffee table, and a window with blinds.

A bedroom with a bed, a window with curtains, a painting on the wall, and a bathroom visible through an open door.

8. Lula's Bed & Breakfast

Bocas del Toro

Andrea

NZ$175

includes taxes & fees

4 Sept - 5 Sept

A resort with multiple buildings, a pool area, and a beachfront.

A poolside area with lounge chairs and umbrellas, surrounded by palm trees and a clear sky.

A wooden deck with outdoor seating, a fire pit, and a view of the ocean.

A spacious indoor area with a wooden ceiling, a leather sofa, and hanging light fixtures.

9. La Coralina Island House

Bocas del Toro

Forrest

NZ$477

includes taxes & fees

29 Sept - 30 Sept

An outdoor wooden deck with thatched umbrellas, a hammock, and a wooden fence leading to a beach.

A circular pool with a wooden deck and lounge chairs, surrounded by lush greenery and palm trees.

A neatly made bed with a blue and green patterned bedspread, two wall-mounted lamps, and a decorative mirror above the bed.

A beach view with a sign for Playa Bluff Hotel.

10. Playa Bluff Hotel

Bocas del Toro

Christopher

NZ$204

includes taxes & fees

1 Sept - 2 Sept

A bar area with outdoor seating overlooking a body of water, featuring wooden beams and hanging lights.

A view from a balcony with a wooden railing, overlooking a calm sea and a distant island.

A living room with a wooden ceiling, wicker sofas, a coffee table, and a large abstract painting on the wall.

11. Hotel Palma Royale

Bocas del Toro

Cristina

NZ$136

includes taxes & fees

31 Aug - 1 Sept

A covered balcony with two wicker chairs, a view of the sea, and ceiling fans.

A pool area with a bar and outdoor seating, surrounded by palm trees and a wooden structure with a sign.

An outdoor restaurant with wooden tables and chairs, hanging wicker lamps, and a view of the ocean.

A modern living room with a sofa, a glass coffee table, a bed with a starfish artwork, and a TV mounted on the wall.

12. Tropical Suites Hotel

Bocas del Toro

TIMOTHY

NZ$251

includes taxes & fees

29 Sept - 30 Sept

A wooden deck with a hammock and a view of the ocean.

A multi-story waterfront property with balconies, a pool, and a dock.

A marina with boats docked, clear turquoise water, and a wooden pier.

A room with a large window overlooking a body of water, a wooden desk with a lamp, wicker chairs, and a view of the sea.

13. Bambuda Bocas Town - Hostel

Bocas del Toro

Anna Maria

NZ$135

includes taxes & fees

22 Sept - 23 Sept

A hotel lobby with a reception desk, seating area, and a view of the outside.

A buffet area with various food items, including fruits and pastries, in a modern setting with red accents and hanging lights.

A swimming pool area with lounge chairs and a covered patio.

A hotel room with a large bed, a desk, a chair, a mirror, a small table with a vase of flowers, and a shower area.

14. Swan's Cay

Bocas del Toro

Marlene

NZ$130

includes taxes & fees

30 Aug - 31 Aug

An outdoor dining area with a round table and white chairs, surrounded by orange walls and a blue ceiling.

A cozy interior with a wooden staircase leading to an upper level, a kitchen area with a bar, and a living space with a sofa and cushions.

A room with a bed, a small table, and a bench.

A compact kitchen with a gas stove, a refrigerator, a sink, and a toaster. A sign on the wall reads "con una pizza de amor".

15. Surfari Bocas

Bocas del Toro

Carter

NZ$52

includes taxes & fees

2 Sept - 3 Sept

A wooden deck with wicker furniture, a view of the water, and a decorative railing.

A cozy bedroom with a sloped ceiling, wooden furniture, a bed with a blue blanket, a bedside table with a lamp, and a TV on a wooden stand.

A wooden staircase with a bookshelf, a water dispenser, and a clock.

A boat docked at a marina with a calm water body and a bright moon in the sky.

16. Hotel Bocas del Toro

Bocas del Toro

SHAUNA

NZ$139

includes taxes & fees

27 Sept - 28 Sept

A cozy room with a wooden ceiling, a white sofa with decorative pillows, a wooden coffee table with a vase and flowers, and a blue and white patterned rug.

A bedroom with a wooden floor, a large bed with a blue bedspread, a window with a view of trees, and a ceiling fan.

A spacious dining area with a high ceiling, wooden beams, and large windows offering a view of greenery.

A wooden deck with a thatched roof, surrounded by indoor seating and hanging plants.

17. The Lodge at Punta Rica

Bastimentos

Mark

NZ$314

includes taxes & fees

12 Sept - 13 Sept

A hotel room with two beds, wooden paneling on the walls, a ceiling fan, a TV, and a desk with a chair.

An outdoor seating area with tables and chairs, surrounded by lush greenery and palm trees.

A bar area with a counter, stools, and a television screen.

A bar area with a brick counter, wooden chairs, and a television screen displaying a menu.

18. Hotel Calle 6

Bocas del Toro

Vianet

NZ$83

includes taxes & fees

1 Sept - 2 Sept

A wooden dock extending into clear blue water with a wooden building and a covered area with a green door.

A room with a bed, a chair, and a view of the water.

A lifeguard tower with a red umbrella and a flag on a sandy beach with the ocean in the background.

A wooden house on stilts over clear water, with a view of the surrounding landscape and other buildings.

19. The Sea Monkey

Bastimentos

Joel

NZ$170

includes taxes & fees

30 Aug - 31 Aug

A wooden deck with two folding chairs and a small table, overlooking a calm sea with a sailboat in the distance.

A wooden-framed bed with a beige mattress, two pillows, a blue throw, and a nightstand with a lamp and a plant.

A two-story building with a blue exterior, a wooden balcony, and a metal fence.

A spacious loft with a high ceiling, wooden beams, a mezzanine level, and a view of the outdoors.

20. Blue Marlin

Bocas del Toro

NZ$215

includes taxes & fees

29 Sept - 30 Sept

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Top Finca 4 Hotel Reviews

Recent Reviews in Finca 4

Oasis Bluff Beach

10/10 Excellent

"Magnifique hôtel face à la plage. Cadre idyllique autant pour les chambres que les espaces extérieurs. Nous avons en plus eu la change d'être surclassé. Le personnel est vraiment très gentil et attentionné. On peut voir des singes, des paresseux... Le restaurant propose des plats excellents. L'hôtel se trouve à une vingtaine de minutes du centre. Ce n'est pas gênant mais il faut en tenir compte pour prévoir ses déplacements."

Lula's Bed & Breakfast

10/10 Excellent

"We were so comfortable here and the owners were terrific! Great location too! Highly recommend 👌 ps. Breakfast was outstanding!!!"

Bocas Paradise Hotel

10/10 Excellent

"Great location, great views from the king suite, it rained all day we were there and went and grabbed food and a coffee from the cafe/restaurant downstairs, it was lovely. Staff was kind, attentive and courteous. We had a great stay."

Nowhere

10/10 Excellent

Hotel Palma Royale

10/10 Excellent

"The rooms are very spacious n comfortable. Breakfast is offered at a beautiful restaurant near by. The front desk people were very helpful w suggestion, they even coordinated the day trips. The air conditioner unit was a must, helped to sleep well at night."

Bambuda Bocas Town - Hostel

10/10 Excellent

"Quite and service was grrat"

Cosmic Crab Resort

10/10 Excellent

"Great place for stay, thank you to JUNIOR and ALESSANDRA WONDERFUL STAFF 💙, We definitely came back 😀 so happy to choose COSMIC CRAB 🦀"

Hotel Eclypse de Mar Acqua Lodge

10/10 Excellent

"This was our favourite stop on our 3 week trip. This property is a piece of paradise. The bungalow over the water was amazing - clean and spacious! The breakfast was wonderful and the lunch and dinner options were also amazing. We loved the nature trail and we made good use of the paddle boards on offer. However, the best thing about this hotel is the staff. From the moment we arrived, we were made to feel like family. All of the staff were so kind, friendly and helpful. They were wonderful with our 16 month old. Special shout out to Rafia (sorry if this is spelt wrong) - he was brilliant with our son! This hotel will always be our favourite holiday destination. Thank you so much everyone, we hope to be vac one day!"

Bocas Beachfront Lodge

10/10 Excellent

"We really did not know what to expect going to Bocas del Toro for the first time. We could not have picked a more perfect spot. World class surfing out the front door, million dollar room views, a beautiful beach and snorkeling that rolls up onto the beach bar. Staff is extraordinary, in fact, everyone was incredibly friendly, kind and helpful! The property is beautiful. Very clean, safe and quiet. The lodge staff and owners went over and beyond to accommodate any requests we made. 12/10! We are already planning a return trip! Highly recommend!"

More cheap accommodation in Finca 4

Tortugas Brews B&B

Calle 1a Bocas del Toro Bocas del Toro Province

NZ$76

30 Aug - 31 Aug

includes taxes & fees

Bambuda Lodge - Hostel

Bocas del Toro, South side of Isla Solar Bastimentos

NZ$130

19 Sept - 20 Sept

includes taxes & fees

Bambuda Bocas Town - Hostel

Avenida H Norte entre Calle 5 y 6 Bocas del Toro Bocas del Toro

NZ$135

22 Sept - 23 Sept

includes taxes & fees

8.6/10 Excellent! (61 reviews)

Bocas Paradise Hotel

Bocas Town Bocas del Toro

NZ$143

28 Sept - 29 Sept

includes taxes & fees

8.8/10 Excellent! (150 reviews)

Playa Bluff Hotel

Bluff Beach Bocas del Toro

NZ$204

1 Sept - 2 Sept

includes taxes & fees

7.8/10 Good! (37 reviews)

Residencial Cristina

calle 3ra Bocas del Toro Bocas del toro

Get rates

7.4/10 Good! (8 reviews)

Frequently asked questions

What is the best area to stay in Finca 4?

The best area to stay in Finca 4 is along the main road that runs through the community, especially near the Finca 4 pier.This area is the heart of Finca 4, offering the most convenient access to local amenities and transport. You'll find a cluster of guesthouses and small eateries here. It's the primary point for catching water taxis to other islands and for accessing the local shops. The road itself is unpaved, giving it an authentic, rustic feel.Couples looking for a romantic escape will appreciate the guesthouses directly on the water near the pier. These often provide stunning views of the Caribbean Sea and the surrounding mangroves, with direct access to water activities like kayaking or paddleboarding. It's a very peaceful setting, ideal for relaxation and enjoying nature together.For travellers interested in local experiences and exploring the natural beauty of Bocas del Toro, staying near the pier offers the easiest access to boat tours and day trips. You can easily arrange excursions to nearby islands for snorkelling or exploring beaches.

When is the best time to go to Finca 4?

The best time to go to Finca 4, Bocas del Toro Province, Panama, is during the drier months of February to April and again in September and October.These months typically offer less rainfall and more sunshine, making it ideal for enjoying the region's outdoor activities, such as exploring the cacao plantations and the surrounding natural beauty. While Bocas del Toro is known for its tropical climate with year-round warmth, these periods provide the most consistent good weather for a comfortable and enjoyable visit.Couples looking for a romantic escape will find these months particularly appealing for leisurely walks through the Finca's grounds and relaxing by the water without the interruption of frequent rain showers. The calmer seas during these dryer periods are also better for boat trips to nearby islands or for enjoying water sports.For those interested in wildlife spotting and nature photography, the reduced rainfall often means clearer skies and more active wildlife.

Can I cancel my hotel reservation on Expedia?

You can cancel your hotel reservation on Expedia, although it depends on the cancellation policy of your booking. Most bookings are refundable if cancelled within 24 to 48 hours of the scheduled arrival. Be sure to check your booking confirmation for the exact cancellation policy. If free cancellation is available, you can cancel directly through your Expedia account by logging in, going to 'My Trips' and selecting your reservation. To find flexible deals, filter your search by 'Fully refundable property' for hotels in Finca 4.

How can I save on a hotel booking in Finca 4 with Expedia?

One Key™—Expedia's free travel rewards program—gives you instant access to discounts with Member Prices on Finca 4 hotels. Plus, you'll earn OneKeyCash™* on eligible bookings to use on future trips. Booking an Expedia hotel and flight package is another great way to save, where bundling can result in significant savings. *Excludes taxes and fees. OneKeyCash is not redeemable for cash and can only be used on Expedia and other participating brands.

How much is the nightly rate for a hotel in Finca 4?

Prices for hotels in Finca 4 often vary, but you can find a great deal from NZ$48 on Expedia. All sorts of factors affect price, such as the time of year or the days of the week you choose for your stay. Find the best deals by being flexible with your dates, and sort search results by 'Price: low to high' for our cheapest rates.

Explore a world of travel with Expedia

Flights

Flights from Wellington (WLG) to Changuinola (CHX)

Search Finca 4 hotels

Change your mind

Treat yourself

Be picky

Go beyond your typical stay in Finca 4

Check prices for these dates

Filter by

Property class

Guest rating

Our top choices for Finca 4 hotels

1. Punta Caracol Acqua Lodge

2. Oasis Bluff Beach

3. Nowhere

4. Somewhere Bocas del Toro

5. LA LUCIERNAGA HABITACIONES BIG CREEK

6. El Caribeo - Nature Lodge

7. Hotel Eclypse de Mar Acqua Lodge

8. Lula's Bed & Breakfast

9. La Coralina Island House

10. Playa Bluff Hotel

11. Hotel Palma Royale

12. Tropical Suites Hotel

13. Bambuda Bocas Town - Hostel

14. Swan's Cay

15. Surfari Bocas

16. Hotel Bocas del Toro

17. The Lodge at Punta Rica

18. Hotel Calle 6

19. The Sea Monkey

20. Blue Marlin

Top Finca 4 Hotel Reviews

Recent Reviews in Finca 4

Oasis Bluff Beach

Lula's Bed & Breakfast

Bocas Paradise Hotel

Nowhere

Hotel Palma Royale

Bambuda Bocas Town - Hostel

Cosmic Crab Resort

Hotel Eclypse de Mar Acqua Lodge

Bocas Beachfront Lodge

More cheap accommodation in Finca 4

Tortugas Brews B&B

Bambuda Lodge - Hostel

Bambuda Bocas Town - Hostel

Bocas Paradise Hotel

Playa Bluff Hotel

Residencial Cristina

Frequently asked questions

Explore a world of travel with Expedia

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