Default HTG hotel image

Top Hotels Near St. Vitus on the Sea in Mazara del Vallo from NZ$67

  • Change your mind

    Book hotels with free cancellation

  • Treat yourself

    Sign in to save 10% or more on thousands of hotels
    Sign in

  • Be picky

    Search almost a million properties worldwide

Check prices for these dates

Tonight
28 Sept - 29 Sept
Tomorrow
29 Sept - 30 Sept
This weekend
2 Oct - 4 Oct
Next weekend
9 Oct - 11 Oct

Filter by

Property class

Guest rating

Our top choices for St. Vitus on the Sea hotels

A dining area with a table set for breakfast, including fruits, pastries, and beverages.
A hotel room with a bed, a chair, a desk, and a wall with fish artwork.
A world map puzzle with pieces representing different countries.
A modern living room with a teal sofa, a dining area with a white table, and a kitchen area with a microwave.

1. Volturno3 Suites & more

Volturno3 Suites & more
1.4 km from St. Vitus on the Sea
Germany
Johannes
NZ$141
includes taxes & fees
19 Oct - 20 Oct
Volturno3 Suites & more
A modern hotel room with a walk-in closet, a compact kitchenette, and a view of the hallway.
A modern bedroom with a bed, a desk, and a flat-screen TV.
A modern bathroom with a large white sink, a freestanding bathtub, two toilets, and a bidet.
A hairdryer with a cord and a power cord plugged into a wall socket.

2. Serena Palace Superior Rooms

Serena Palace Superior Rooms
1.9 km from St. Vitus on the Sea
United States
Luisa
NZ$89
includes taxes & fees
29 Sept - 30 Sept
Serena Palace Superior Rooms
A marina with boats docked, a waterfront building, and a cloudy sky.
A beach with a lifeguard tower and a clear blue sky.
A spacious living room with a large flat-screen TV, blue sofas, a red patterned rug, and a chandelier.
A hotel dining area with multiple round tables and chairs, a chandelier, and a painting on the wall.

3. Hotel D'Angelo Palace

Hotel D'Angelo Palace
2.1 km from St. Vitus on the Sea
Canada
Corina
NZ$130
includes taxes & fees
2 Oct - 3 Oct
Hotel D'Angelo Palace
A spacious living area with a sofa, armchairs, and a coffee table. There are two large potted plants and a painting on the wall.
A building entrance with steps, potted plants, and flags including the European Union flag.
A living room with a yellow sofa set, a red carpeted staircase, and a large mirror with a decorative frame.
A spacious living area with a yellow sofa, a dining table, and a kitchen area visible through an archway.

4. Greta Rooms Hotel

Greta Rooms Hotel
2.9 km from St. Vitus on the Sea
Canada
Frederick
NZ$82
includes taxes & fees
30 Sept - 1 Oct
Greta Rooms Hotel
A beach with palm trees, rocky shore, and people in the water.
A swimming pool with lounge chairs and umbrellas, surrounded by palm trees.
A spa area with a pool, lounge chairs, and a wall with a mosaic pattern.
A table with a blue and white patterned tablecloth, a vase with flowers, and a view of the sea.

5. Mahara Hotel & Wellness

Mahara Hotel & Wellness
0.7 km from St. Vitus on the Sea
United Kingdom
Nigel
NZ$194
includes taxes & fees
11 Oct - 12 Oct
Mahara Hotel & Wellness
View from property
A building with a large arched entrance, a balcony with a light fixture, and a gate.
A blue door with a triangular roof design, flanked by decorative tiles, set in a white wall.
A dining table set with fine china, glassware, and silverware, with a decorative centerpiece and a view of a window with curtains.

6. Roccamelia Dimora Esperienziale

Roccamelia Dimora Esperienziale
San Francesco, 1.8 km from St. Vitus on the Sea
Italy
enrico
NZ$337
includes taxes & fees
29 Sept - 30 Sept
Roccamelia Dimora Esperienziale
A swimming pool with lounge chairs and palm trees.
A reception area with a wooden facade, palm trees, and vibrant flowers.
An outdoor play area with inflatable structures, including slides and a castle-themed playhouse.
A beach with rows of sun umbrellas and lounge chairs, a calm sea, and a clear sky.

7. Sporting Club Village

Sporting Club Village
1.5 km from St. Vitus on the Sea
France
Yves
NZ$106
includes taxes & fees
29 Sept - 30 Sept
Sporting Club Village
A modern building with a balcony, outdoor seating, and a covered area.
A hallway with a sliding glass door leading to a balcony.
A spacious living area with a sofa, a dining table, and a kitchen in the background.
A hallway with a wooden floor, white walls, and a radiator.

8. ELYSIUM

ELYSIUM
2.1 km from St. Vitus on the Sea
NZ$97
includes taxes & fees
12 Oct - 13 Oct
ELYSIUM
A resort pool area with a central water feature, surrounded by lounge chairs and umbrellas, and palm trees.
A beach with sun loungers and umbrellas.
A modern lobby with a central staircase, wooden paneling, and a unique illuminated column.
A pathway lined with palm trees, leading to a building with balconies.

9. Almar Giardino di Costanza Mazara del Vallo Resort & Spa

Almar Giardino di Costanza Mazara del Vallo Resort & Spa
6.8 km from St. Vitus on the Sea
United Kingdom
Maria
NZ$410
includes taxes & fees
18 Oct - 19 Oct
Almar Giardino di Costanza Mazara del Vallo Resort & Spa
A wooden deck with two white chairs facing a stone wall and a view of the ocean.
A pool area with a person standing near the edge, a building with balconies, and a group of people gathered outside.
A modern room with a stone wall, a sofa, a coffee table with books, a painting of a beach, a minibar, and a glass door refrigerator.
Two glasses of champagne on a table with a sunset view over the ocean.

10. SUITEBEACH b&b and resort

SUITEBEACH b&b and resort
16.7 km from St. Vitus on the Sea
United Kingdom
Ragnar
NZ$172
includes taxes & fees
26 Oct - 27 Oct
SUITEBEACH b&b and resort
A poolside area with lounge chairs, a swimming pool, and a sunset sky.
A beach with clear skies, calm water, and palm trees.
A hot tub with a clear view of the pool area, surrounded by lounge chairs and umbrellas.
A hot tub with water, a wooden bench, and a wall with a leaf pattern.

11. Signorino Resort & Spa

Signorino Resort & Spa
15.5 km from St. Vitus on the Sea
United States
Christopher
NZ$175
includes taxes & fees
6 Oct - 7 Oct
Signorino Resort & Spa
A beach with clear shallow waters and a distant shoreline with buildings.
A hotel room with a bed, a chair, and a window with curtains.
A breakfast setting with fruits, a pitcher of orange juice, and a menu card on a wooden table in a kitchen.
A modern living room with a grey sofa and a dining area with wooden chairs and a table.

12. SUD12 - Case vacanze

SUD12 - Case vacanze
3.5 km from St. Vitus on the Sea
United Kingdom
MOAMEN
NZ$67
includes taxes & fees
28 Oct - 29 Oct
SUD12 - Case vacanze
A house with a tiled roof, a cactus, and a tree with oranges.
A courtyard with large green plants and white flowers, a tiled wall, and a green door.
A pool with a tiled deck, surrounded by greenery and a building with a tiled roof.
A compact kitchen with wooden cabinets, a microwave, and a tiled backsplash.

13. Zagara di Sicilia

Zagara di Sicilia
16.5 km from St. Vitus on the Sea
United States
John
NZ$76
includes taxes & fees
1 Oct - 2 Oct
Zagara di Sicilia
A clear swimming pool with lounge chairs and umbrellas, surrounded by palm trees and a stone building.
A rustic building with a tiled roof, a large door, and a tractor parked in front.
An outdoor patio area with tables and chairs, a tractor, and string lights.
A view through a window with a wooden door and curtains, overlooking a landscape with sparse vegetation and distant hills.

14. Agriturismo Baglio Vecchio

Agriturismo Baglio Vecchio
17.1 km from St. Vitus on the Sea
Italy
Carolina
NZ$185
includes taxes & fees
1 Oct - 2 Oct
Agriturismo Baglio Vecchio
An indoor swimming pool with clear water, surrounded by stone walls and columns, and a tiled floor.
A spa setting with a wooden bathtub, candles, and a glass of wine.
A table with a dessert plate, a glass of red wine, and a basket of pretzels.
A courtyard with a building, a gate, and potted plants.

15. Baglio Basile Hotel

Baglio Basile Hotel
9.4 km from St. Vitus on the Sea
Canada
vincent
NZ$335
includes taxes & fees
6 Oct - 7 Oct
Baglio Basile Hotel
A hotel room with a bed, a bench with a bag, a table with chairs, and a view of the outside.
A modern reception area with a curved reception desk, a red chair, a potted plant, and a view of the outside through large windows.
A modern building with a pool, outdoor seating, and well-lit balconies.
A modern hotel room with a bed, bedside table, desk, chair, and wardrobe.

16. Travini Hotel Residence

Travini Hotel Residence
18.2 km from St. Vitus on the Sea
United Kingdom
daryl
NZ$173
includes taxes & fees
2 Oct - 3 Oct
Travini Hotel Residence
A long, narrow room with high ceilings and stone walls, featuring multiple tables set for dining.
A dining table with plates, cutlery, and a bottle, set against a window overlooking a pool and outdoor area.
A swimming pool with lounge chairs and umbrellas, surrounded by greenery.
An aerial view of a rural estate with a swimming pool, winding roads, and surrounding fields.

17. Case di Latomie Agriturismo - Turismo Rurale

Case di Latomie Agriturismo - Turismo Rurale
19.9 km from St. Vitus on the Sea
United States
Jessica
NZ$229
includes taxes & fees
29 Oct - 30 Oct
Case di Latomie Agriturismo - Turismo Rurale
A building entrance with a dark door, two potted plants, and a parked scooter.
A buffet table with various food items including fruits, bread, and pastries.
A hotel lobby with a reception desk, potted plants, a clock, and a television screen.
A terrace with white wicker furniture, potted plants, and a large window overlooking a residential area.

18. Fratelli Clemente Spa And Hotel

Fratelli Clemente Spa And Hotel
17.3 km from St. Vitus on the Sea
United States
Angelo
NZ$165
includes taxes & fees
7 Oct - 8 Oct
Fratelli Clemente Spa And Hotel
A breakfast table with fruits, pastries, and a newspaper.
A modern kitchen with dark countertops, a bar area with stools, and a large window providing natural light.
A modern building with multiple balconies, large windows, and a rooftop garden with potted plants.
A view of a landscaped area with palm trees and a dirt path.

19. Althea Palace

Althea Palace
18.8 km from St. Vitus on the Sea
United States
Anonymous traveller
NZ$194
includes taxes & fees
8 Oct - 9 Oct
Althea Palace
An aerial view of a coastal area with clear waters, a sandy beach, and a rocky shoreline.
An arched entrance to a building with a gravel path leading through it.
A rustic interior with wicker furniture, wooden barrels, and a hanging plant.
An aerial view of a large estate with a central white building, a swimming pool, and surrounding vineyards.

20. Baglio Spanò

Baglio Spanò
9.8 km from St. Vitus on the Sea
United Kingdom
Marta
NZ$195
includes taxes & fees
29 Oct - 30 Oct
Baglio Spanò
View all properties

Top St. Vitus on the Sea Hotel Reviews

Cortile Sant'Agostino

Cortile Sant'Agostino

10/10 Excellent
"The host was so kind and took time to show us where things were to see on the map. The breakfast was amazing!"
Angela 1-night trip
Posted 6 days ago
Cortile Sant'Agostino

Other attractions near St. Vitus on the Sea

Spiaggia di Città

10.0/10 (1 review)
Why not spend a lazy afternoon at Spiaggia di Città during your trip to Mazara del Vallo? Discover the area's theatre scene and monuments.
See properties

Norman Arch

8.6/10 (8 reviews)
You can learn about the history of Mazara del Vallo with a trip to Norman Arch. Take in the theatre scene and countryside in the area.
See properties

Cathedral of the Holy Savior

8.8/10 (10 reviews)
Find out about the history of Mazara del Vallo when you take a trip to Cathedral of the Holy Savior. Take in the theatre scene and countryside in the area.
See properties

Royal Saint Nicholas

8.4/10 (9 reviews)
After visiting Royal Saint Nicholas, make a plan to see the other sights and activities in Mazara del Vallo. Discover the area's countryside and monuments.
See properties

Piazza Plebiscito

9.0/10 (10 reviews)
Learn about the local history of Mazara del Vallo with a stop at Piazza Plebiscito.
See properties

Museum Satiro

9.2/10 (7 reviews)
You can spend time browsing the exhibits at Museum Satiro during your travels in Mazara del Vallo. Make time to visit the monuments and churches while you're in the area.
See properties

Dancing Satyr

9.0/10 (35 reviews)
Learn about the local history of Mazara del Vallo with a stop at Dancing Satyr. Take in the theatre scene and countryside in the area.
See properties

Garibaldi Theater

8.8/10 (9 reviews)
You can make plans for a show at Garibaldi Theater during your trip to Mazara del Vallo. Discover the area's countryside and monuments.
See properties

Frequently asked questions

What are the top-rated hotels near St. Vitus on the Sea?
Discover the top-rated hotels near St. Vitus on the Sea, perfect for an unforgettable stay in Mazara del Vallo.Cortile Sant'AgostinoCortile Sant'Agostino, rated 9.6 by travellers, is a cozy 3-star hotel located a mere 1.9 km from St. Vitus on the Sea. Guests can enjoy daily buffet breakfast, complimentary toiletries, and a lovely yard. The hotel's traditional design and convenient amenities, including airport transportation and nearby beach access, make it a great option for those looking to explore Mazara del Vallo.Le Porte Del Tempo Dimora StoricaLe Porte Del Tempo Dimora Storica, a charming 3-star hotel, is located just 2.1 km from St. Vitus on the Sea, with an impressive review rating of 10. This hotel features a beautiful terrace, a private hot tub, and a fully equipped kitchen to enhance the stay. Travellers can enjoy free daily breakfast and nearby beach clubs, making it an inviting choice for those seeking relaxation and adventure in Sicily.Mirabilia Arab HouseMirabilia Arab House is a stunning 4-star hotel, rated 10 by travellers, situated only 2.1 km from St. Vitus on the Sea. This hotel offers a delightful kitchen, private balconies, and a range of amenities including premium bedding and bathrobes, ensuring a comfortable stay. Its nearby beautiful beaches and local attractions adds to its allure for visitors exploring the region.
What hotels are within walking distance to St. Vitus on the Sea?
Discover top-rated hotels within walking distance to St. Vitus on the Sea, perfect for your Sicilian getaway.Hotel HoppsHotel Hopps is a charming 4-star hotel located just a 10-minute walk from St. Vitus on the Sea, rated 8.0 by travellers. This inviting hotel features an outdoor pool, a terrace for relaxation, and complimentary buffet breakfast daily. With nearby beach access, travellers can enjoy the sun and sand while benefiting from free self-parking and daily housekeeping.Sporting Club VillageSporting Club Village is a cozy option situated 18 minutes on foot from St. Vitus on the Sea, offering a review rating of 6.8. This hotel features an outdoor pool, onsite tennis courts, and an array of family-friendly amenities. With a kitchenette in select rooms and nearby beach access, it's ideal for travellers seeking comfort and convenience during their stay.Mahara Hotel & WellnessMahara Hotel & Wellness is a serene 4-star retreat located only 10 minutes from St. Vitus on the Sea, rated 7.4 by travellers. This hotel offers a delightful spa with hydrotherapy treatments, a steam room, and a rooftop terrace with sea views. Guests can also indulge in a complimentary breakfast buffet and enjoy outdoor pool amenities, making it a perfect choice for relaxation and wellness.
What are the most popular family-friendly hotels near St. Vitus on the Sea?
Finding the perfect family-friendly hotel near St. Vitus on the Sea can enhance your Sicilian getaway. Here are some top-rated options that cater to families while ensuring a delightful stay.Hotel HoppsHotel Hopps, rated 8.0 by travellers, is a charming 4-star hotel just 10 minutes from St. Vitus on the Sea. It features family-friendly amenities such as free cribs and rollaway beds, along with a complimentary buffet breakfast for a great start to the day. Guests can unwind by the outdoor pool or enjoy snacks from the poolside bar. With convenient parking and nearby beach access, it's an excellent choice for families looking to explore the stunning Sicilian coast.Sporting Club VillageSporting Club Village is a family-friendly hotel located 18 minutes on foot from St. Vitus on the Sea, with a review rating of 6.8. This hotel includes a children's pool and kitchen facilities, allowing families to prepare meals together while on holidays. Other highlights include an outdoor pool, a playground, and easy access to nearby beaches, ensuring plenty of fun in the sun for all ages.Mahara Hotel & WellnessMahara Hotel & Wellness is a welcoming 4-star accommodation just a 10-minute walk from St. Vitus on the Sea. With a travellers' rating of 7.4, this hotel offers family-friendly amenities like free cribs and a playground to keep the little ones entertained. Guests can enjoy a buffet breakfast, relax in the outdoor pool, or indulge in hydrotherapy treatments at the spa. The hotel also has beautiful ocean views and a garden, making it a serene choice for families.
Which hotels near St. Vitus on the Sea offer the best views?
Discover the best hotels with stunning views near St. Vitus on the Sea, perfect for your stay in Mazara del Vallo.Hotel D'Angelo PalaceHotel D'Angelo Palace, rated 8.0 by travellers, is a charming 3-star hotel situated 3.4 km from St. Vitus on the Sea. With its inviting terrace and sea view rooms, this hotel is perfect for those seeking a relaxing atmosphere. The hotel provides convenient amenities such as self-parking and daily housekeeping, ensuring a comfortable stay. Additionally, travellers can enjoy the nearby white sand beach and enjoy various water activities like snorkeling and windsurfing.Greta Rooms HotelGreta Rooms Hotel is a cozy 3-star option located 3.5 km from St. Vitus on the Sea, with a review rating of 7.6. This hotel offers beautiful sea views and easy access to the waterfront, ideal for travellers wanting to enjoy the coastal scenery. Guests can take advantage of the complimentary airport shuttle and self-parking, making their stay seamless. The hotel's friendly atmosphere and convenient amenities make it a wonderful choice for those visiting the area.Mahara Hotel & WellnessMahara Hotel & Wellness is a 4-star retreat located just a 10-minute walk from St. Vitus on the Sea, with a review rating of 7.4. This hotel features a beautiful terrace and offers breathtaking sea views, making it an ideal choice for travellers who appreciate scenic vistas. Guests can unwind in the outdoor pool or pamper themselves at the full-service spa, which includes hydrotherapy treatments, a sauna, and a hot tub. Complimentary breakfast and a beach shuttle enhance the overall experience.
What are the best affordable hotels near St. Vitus on the Sea?
For travellers seeking affordable yet charming accommodations near St. Vitus on the Sea, these top-rated hotels offer delightful stays without breaking the bank.Cortile Sant'AgostinoCortile Sant'Agostino is a charming 3-star hotel located only 1.9 km from St. Vitus on the Sea, with a good traveler rating score of 9.6. This budget-friendly hotel offers free WiFi and a delicious buffet breakfast for travellers to start their day right. Featuring a beautiful terrace and free self-parking, this hotel is perfect for those looking to explore the area at their own pace. Additionally, travellers can enjoy early check-in and convenient airport transportation for a straightforward experience.Brunelli ResidenceBrunelli Residence, a delightful 3-star hotel situated 4.2 km from St. Vitus on the Sea, has received a fantastic review rating of 9.6. This residence offers essential amenities such as free WiFi and a hearty buffet breakfast daily. Guests can bask in the outdoor pool or relax in the garden, making it an ideal retreat after a day of exploring. The hotel also provides free self-parking and convenient airport transportation, ensuring a comfortable stay.Le Porte Del Tempo Dimora StoricaLe Porte Del Tempo Dimora Storica is a cozy 3-star hotel located just 2.1 km from St. Vitus on the Sea, with an impressive review rating of 10. Travellers can enjoy complimentary WiFi and a delicious buffet breakfast each morning. This delightful hotel features a terrace and offers easy access to nearby beach clubs, perfect for those looking to unwind by the sea. Guests can also explore local winery tours or relax in their private hot tub after a day of adventure.
What are the best boutique hotels near St. Vitus on the Sea?
Discovering the perfect boutique hotel near St. Vitus on the Sea can elevate your stay in Mazara del Vallo, offering a unique blend of charm and comfort.Meliaresort Dimore StoricheMeliaresort Dimore Storiche is a charming 4-star boutique hotel located just 2.1 km from St. Vitus on the Sea, providing travellers with a delightful experience. Rated 7.8 by travellers, this hotel features a serene terrace and a lush yard, perfect for relaxation. Guests can enjoy complimentary breakfast and access to nearby activities such as windsurfing and winery tours. With amenities like a kitchenette, hydromassage showerheads, and a hot tub, this hotel ensures a comfortable and memorable stay.
Are there any hotels with pools close to St. Vitus on the Sea?
Discover the best hotels with pools near St. Vitus on the Sea, perfect for unwinding after a day of exploration in beautiful Mazara del Vallo.Hotel HoppsHotel Hopps, just a 10-minute stroll from St. Vitus on the Sea, is rated 8.0 by travellers. This charming 4-star hotel features an outdoor pool and poolside bar, perfect for relaxation after a day of exploring. Guests can savor a free daily breakfast, enjoy beach access, and benefit from convenient self-parking, making it a great choice for those seeking comfort and ease.Sporting Club VillageSporting Club Village is a delightful retreat just an 18-minute walk from St. Vitus on the Sea. With a review rating of 6.8, this hotel features an outdoor pool, children's pool, and a poolside bar, making it ideal for families and relaxation seekers alike. Additional amenities include a kitchenette for in-room dining, free self-parking, and access to nearby windsurfing and snorkeling activities.Mahara Hotel & WellnessLocated only 10 minutes from St. Vitus on the Sea, Mahara Hotel & Wellness boasts a strong travellers' rating of 7.4 and offers an inviting outdoor pool with sun loungers and umbrellas. This 4-star hotel also features a full-service spa, perfect for indulging in hydrotherapy treatments and massages. Guests can enjoy complimentary buffet breakfast and easy beach access, ensuring a rejuvenating stay.
What are the best pet-friendly hotels near St. Vitus on the Sea?
For travellers seeking the perfect pet-friendly stay near St. Vitus on the Sea, these top-rated hotels in Mazara del Vallo offer wonderful amenities for both you and your furry friends.Meliaresort Dimore StoricheMeliaresort Dimore Storiche is a stylish 4-star hotel situated just 2.1 km from St. Vitus on the Sea, featuring an excellent review rating of 7.8. This pet-friendly resort provides amenities for your furry companions, including food and water bowls. With an outdoor terrace, complimentary breakfast, and nearby access to beaches and winery tours, travellers will find plenty of opportunities to unwind and explore.Sporting Club VillageSporting Club Village is a welcoming 6.8-rated hotel just an 18-minute walk from St. Vitus on the Sea. This hotel offers pet-friendly amenities including food and water bowls and a dog exercise area, ensuring that pets are well taken care of during your stay. Travellers can enjoy an outdoor pool, onsite tennis courts, and easy access to nearby beaches, making it a great choice for outdoor enthusiasts.Le Porte Del Tempo Dimora StoricaLe Porte Del Tempo Dimora Storica is a charming 3-star hotel located only 2.1 km from St. Vitus on the Sea, with a perfect review rating of 10. This pet-friendly hotel allows dogs and offers essential amenities like food and water bowls. Guests will love the complimentary buffet breakfast, a private hot tub, and the serene garden area, creating a relaxing atmosphere during their stay.
Can I cancel my hotel reservation on Expedia?
You can cancel your hotel reservation on Expedia, though it depends on the cancellation policy of your booking. Most bookings are refundable if cancelled within 24-48 hours of the scheduled arrival. Be sure to check your booking confirmation for the exact cancellation policy. If free cancellation is available, you can cancel directly through your Expedia account by logging in, going to "My Trips", and selecting your reservation. To find flexible deals, filter your search by "Fully refundable property" for hotels near St. Vitus on the Sea.
Can I find Expedia discounts for hotels near St. Vitus on the Sea?
To look for discounts on hotels near St. Vitus on the Sea, join One Key™—our free travel rewards program. One Key members unlock instant discounts with Member Prices and earn OneKeyCash™* on eligible bookings. Another way you could save is by bundling your hotel and flights together on Expedia. *Excludes taxes and fees. OneKeyCash is not redeemable for cash and can only be used on Expedia and other participating brands.
How much is the nightly rate for a hotel near St. Vitus on the Sea?
Prices for hotels near St. Vitus on the Sea often vary, but you can find a great deal from NZ$67 on Expedia. All sorts of factors affect price, such as the time of year or the days of the week you choose for your stay. Find the best deals by being flexible with your dates, and sort search results by "Price: low to high" for our cheapest rates.